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Hello, and welcome to the DFG Blog! We hope you enjoy the weekly posts and find them informative, thought-provoking, and interactive.

Do you have questions about retirement, investing, life insurance, social security, tax planning, estate planning, 401(k)s, college funding (529), and do you understand investment planning and what the role of a wealth advisor is? We hope the blogs we post will answer your questions and create more thought-provoking questions you would like the wealth advisors at Dixon Financial Group to answer.

If you like what you read, share our posts with family, friends, and co-workers. Please use the website as another tool to work towards building your financial wealth and knowledge. 

Thursday, March 30, 2023

Why do you need a financial advisor? Today’s financial landscape is as complicated as ever. A good financial advisor can help you navigate this complexity so that you can make educated, informed decisions on what is best for you...

Thursday, March 23, 2023

SECURE Act 2.0 may be less exciting of topics, but keeping you informed is part of our job. Some changes may apply to you now or later, so schedule a 2023 review of your accounts to ensure everything is in order. We are in this...

Thursday, March 16, 2023

Yes, Roths are the theme lately. The SECURE ACT 2.0 has brought even more attention to Roths; funding a Roth(s) has many advantages, and we want you to know them all. Again, Ed Slott and Company, LLC has provided more valuable...

Tuesday, March 14, 2023

Financial markets were shaken last week as Silicon Valley Bank (SVB), the California bank subsidiary of SVB Financial Group (SIVB), fell into FDIC receivership. SVB is the first FDIC-insured institution to fail since 2020 and the...

Thursday, March 9, 2023

What is a recharacterization? In the simplest of terms, a recharacterization is an “undo.” It treats an IRA contribution as if it were made as a Roth contribution and vice versa.

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Wednesday, March 8, 2023

Women need a financial advisor as much as the next person, so don't let doubts stop you. DFG will work alongside you to develop and execute a plan. SS, divorce, investing, and retirement are all topics we can address; are you ready?

Thursday, March 2, 2023

Tax season is upon us. At tax time, you might be considering contributing to a retirement account. If you follow the rules, you may be interested in the Roth IRA, which can promise tax-free withdrawals in retirement.

Thursday, February 23, 2023

What Do Your Taxes Pay For?Taxes are one of the biggest budget items for most taxpayers, yet many have no idea what they’re getting for their money.The average household spends more on taxes than groceries, clothing, or...

Thursday, February 16, 2023

The three-legged stool analogy also applies to the trio of financial professionals that can help you plan for retirement. They are a financial planner, an estate planning attorney, and a tax professional. How much do you know about...

Thursday, February 9, 2023

What do gears have in common with taxes; I will explain. A pile of gears will not do you any good; when you connect them, they start working together.

Thursday, February 2, 2023

Here are a few Tax Season tips you can take advantage of if you are a current DFG client with an LPL account/s.

Thursday, January 26, 2023

Comprehensive Financial Planning is simply a better approach to getting trusted financial advice. Once you retire, you need an income flow; proper planning is the 🔑 to unlocking the 🚪to your retirement goals.

Thursday, January 19, 2023

Congress has spoken; read about what you need to know about the recent Secure Act 2.0 Required Minimum Distributions (RMD) and Qualified Charitable Distributions (QCD) updates.

Thursday, January 12, 2023

2022 was a year of ups and downs, especially for the markets. As we have entered 2023, you should consider several financial to-dos. With inflation running high in 2022, you likely spent more than expected on restaurants, groceries...

Thursday, January 5, 2023

The IRS has announced the retirement contribution limits for 2023. Because many of these limits are tied to inflation, it shouldn’t come as a surprise that some of the limits had a big jump.

Sunday, January 1, 2023

2023 is here. For many, the new year is a time of self-reflection and goal-setting. A new year is all about possibilities.

Thursday, December 29, 2022

A new year is around the corner. It is hard to believe that 2020 has come and gone, as well as 2021 and now 2022. Where did the time go? Many are happy to have these past couple of years behind them. What is your New Year's Resolutions?

Sunday, December 25, 2022

The staff and I would like to wish you and your loved ones a very Merry Christmas! May the tangible and intangible gifts of the season warm your heart, and may your family and friends make the celebration exceptionally warm and bright.

Thursday, December 22, 2022

The Markets have tested our patience, tolerance, values, AND blood pressure this year. What can we do to "stay cool" during these unsettling times? Reading this article may make more sense, let's say, than jumping into an icy river or...

Thursday, December 15, 2022

One of the best ways to evaluate progress toward pursuing your financial goals is with an annual review. Late December and the beginning of the new year are ideal times to conduct this appraisal. It shouldn’t be a time for regrets and...

Thursday, December 8, 2022

No one wants to look back and realize they regret doing something or not doing something. Have you ever made a wrong turn and encountered a large sign proclaiming "WRONG WAY - DO NOT ENTER?" I bet you instantly regretted making that turn.

Thursday, December 1, 2022

Inflation affects our daily lives negatively, high fuel prices being one of them. This article will answer questions and help put the current situation, inflation, in perspective.

Thursday, November 24, 2022

What Does Thanksgiving Mean To Me? Thanksgiving! What a word! I like that word. It means giving thanks for one's blessings, and I also like the word blessing; you can't conclude that there is anything negative about the word blessing....

Wednesday, November 23, 2022

As a young investor, you have a powerful ally on your side: TIME. When you start investing in your twenties or thirties for retirement, you can put it to work for you. The power of compounding. Many people underestimate it, so it is worth

Thursday, November 17, 2022

Nowadays, it could seem like you are racing to an imaginary finish line called "Retirement." During this race, you gather momentum by setting up retirement funds, like a 401(k), savings, investing in stocks, bonds, CDs, annuities, etc.

Thursday, November 10, 2022

What does history teach us about the effect Midterm Elections have on the stock market?Regardless of our political affiliation, we, as investors, are looking ahead to the coming midterm election and what impact the results might have...

Thursday, November 3, 2022

The holidays are here; Halloween just passed, Thanksgiving is around the corner, and Christmas is hot on our heels. We are all busy, and this time of year tends to take busy to a whole new level. For Halloween, there was candy to buy...

Thursday, October 27, 2022

It's Tax season, and you hope for a good harvest...refund. Once you have that refund in the barn, what will you do with it? Here is an idea, fund an IRA.

Thursday, October 13, 2022

Fall is here, and this is a great time to take stock of your investment strategy(s) and to gather information to prepare you for the year's end. It is time to harvest as much information as you can before the upcoming tax season.

Thursday, October 6, 2022

It is hard to believe that Fall and the pumpkin harvest have begun. The next thing you know, it will be tax season, and a different harvest will begin. As we approach the end of 2022, you will want to review your investment account(s...

Thursday, September 29, 2022

What are the rules for beneficiaries of IRA accounts? They can be complicated and confusing. The SECURE Act, officially enacted on Jan. 1, 2020, is the most significant retirement reform to impact the economy.

Wednesday, September 21, 2022

It is better to give than receive, but in this case, you get both. With a QCD, you are able to give and receive a tax break.

Thursday, September 15, 2022

Are you or a family member 72 or older and subject to required minimum distributions from a retirement account? What will happen if you fail to withdraw the required minimum?

Thursday, September 8, 2022

At 72, the IRS requires you to begin withdrawing money from your retirement accounts. These withdrawals are called required minimum distributions or RMDs.

Thursday, September 1, 2022

The topic of RMDs, Required Minimum Distributions, and QCDs, Qualified Charitable Distribution, are not ones that will get most people to stop what they are doing to tune in. Investors may think they have plenty of time, years maybe before

Friday, August 26, 2022

Stocks have compounded a desirable 9.5% annual growth rate since 1900. Though you cannot directly invest in the Dow or the S&P 500, the annual rate of return of 9.5% helps to focus your attention on the long-term.  

Wednesday, August 24, 2022

Dixon Financial Group, LLC is so excited to announce the relaunch of our website The DFG team has worked tirelessly to make this happen over the last several months.

Thursday, August 18, 2022

In today's market, everywhere we turn, being bombarded with negative news, either through social media, new outlets, coworkers, or friends, is inevitable. Your first reaction may be to sell off your investments to weather this storm.

Thursday, August 11, 2022

"A dividend is the distribution of a company's earnings to its shareholders and is determined by the company's board of directors. Dividends are often distributed quarterly and may be paid out as cash or in the form of reinvestment in...

Thursday, August 4, 2022

If we could all have it our way, every time we bought an investment, it would be at the lowest price, and when we finally sell, it would be at the highest price.

Sunday, July 31, 2022

How can I avoid making costly mistakes when I inherit an IRA from a person who was not my spouse? Inheriting an IRA can be a financial windfall, but it’s important to understand the complex, specific rules that apply to non-spouse...

Thursday, July 28, 2022

Can IRAs be used to benefit a charity? IRAs can be a great source of funds to provide a benefit for a favorite charity but using these funds can create several traps that must be avoided...

Thursday, July 21, 2022

When do multiple beneficiaries exist? Multiple beneficiaries exist when an individual names more than one beneficiary for their IRA.

Thursday, July 14, 2022

Who is a spouse beneficiary? A spouse beneficiary must be married to the account owner at the time of the account owner’s death, and he or she must be named on the beneficiary form (or inherit directly through the document default provision

Thursday, July 7, 2022

I read this story years ago and wanted to share it.  It is called The Pension Pickle*.

Thursday, June 30, 2022

No one likes losing income, but Americans lose Trillions by not claiming their Social Security at the optimal time. 

Tuesday, June 28, 2022

When is the ideal time to claim Social Security benefits? Do you have the whole picture?

Thursday, June 23, 2022

Is it possible to raise your future Social Security benefits?

Friday, June 17, 2022

Who will you be celebrating this Father's Day:  a dad, stepdad, mentor, older brother, grandfather, a single mom?  The list goes on.  Who will you be giving that special tie to this year?

Thursday, June 16, 2022

Will working longer increase your eventual Social Security payout?  The answer is, It Depends! 

Thursday, June 9, 2022

Keeping your social security number off of the internet is a smart thing to do in a world full of cyber security fraud.  But there is a case in which you will need to use your social security number to create an on-line account.

Thursday, June 2, 2022

Most people do not realize that their current/future Social Security benefits are part of financial planning. Having knowledge in this area is critical for formulating a strategy that will guarantee success after retirement. We can help!

Friday, May 27, 2022

The invite-only workshop was attended by members of Ed Slott’s Master Elite IRA Advisor GroupSM; it provided in-depth technical training on advanced retirement account planning strategies, tax law changes and estate planning techniques.

Friday, May 20, 2022

The “Rule of 55” can be great when utilized correctly. To avoid some of these common mistakes working with a financial professional before you retire is important. Most, if not all, of these mistakes can be avoided with a little education.

Friday, May 6, 2022

With so many things going on in the world, I think it is safe to assume that you all have questions.  Today's Newsletter may address some of these questions, so I wanted to give you a sample below and encourage you to go to our...

Monday, May 2, 2022

Tuesday, April 26, 2022